A doctor and a dentist from about $160 a month per person, at local practices with real prices. You choose which practices your team can pick from. Not insurance — a membership your people actually use. One itemized invoice a month; start or stop any month.
Lowest prices shown. Each practice sets its own rate; most doctors run $135 to $260 a month and dentists $325 to $650 a year. You set the cap.
Pick a max per employee for a doctor and for a dentist. We show you exactly which local practices fit.
They choose their own doctor and dentist from that list. No network cards, no claims, no copays.
Itemized per person. You pay what each person actually picked. Start or stop any month.
Start here. Everything below updates for your team size, and every price is all-in: what you'd actually pay per employee.
Each employee picks one doctor from the practices your budget unlocks. Every price is itemized: the practice's own rate plus a flat processing fee.
Annual memberships, renewing on each member's own anniversary.
The most you could pay if every employee picked the most expensive option your budget allows. Most teams land well under this — you pay what each person actually picks.
Most of the companies we talk to already have a health plan. This sits beside it for everyday care. For teams with no plan at all, it's an affordable first benefit.
| Group health plan | Upsurance membership | |
|---|---|---|
| Before a visit counts | Deductible, avg. $2,600 at small firms | $0. Visits are included. |
| Seeing the doctor | Copay, 15 minutes, weeks to get in as new | Same or next day. Text the doctor directly. |
| What you pay | $400 to $700+ per employee per month | The practice's own price, from $135/mo |
| Paperwork | Claims, networks, open enrollment, renewals | One itemized invoice. Cancel any month. |
A membership covers primary care and dental. It isn't hospital or specialist coverage, and we'll tell you that on the first call.
No. Each employee becomes a member of a local practice at that practice's published cash price. Upsurance sets it up, handles the enrollment, and sends you one invoice. There's no underwriting, no network, and no claims.
Yes, and most companies do. Employees keep their insurance for hospital and specialist care and use the membership for everything day-to-day. It pairs especially well with a high-deductible plan.
Not to us or the practice. You're billed for everything in one invoice. If you want employees to share the cost, we give you a per-person payroll breakdown and you handle it on your side.
Doctor memberships are month to month, so you stop paying for that person the next month. Dental memberships are annual and paid once a year on each person's anniversary. There's no contract with Upsurance.
Each person picks their own practice, and practices set their own prices. Your budget is a ceiling, not a flat charge, so the invoice is usually under the maximum shown above.
Sign up in two minutes. Your team can start picking their doctors today. Cancel anytime.
What benefits actually cost, the alternatives to a group plan, and what's available in your town.