$1,350 a month covers a doctor for ten people on Long Island, and $3,250 a year covers a dentist. The equivalent group plan would cost you about $6,570 a month in employer premiums for single coverage, and your people would still face a $2,631 deductible. At ten employees your administration fee also steps down to $17.50 per person, so the numbers above are slightly high.
10 employees × $135/mo for a Long Island doctor membership (Huntington Direct Primary Care, unlimited visits), plus $3,250 once a year for dental at $325 each. That's $19,450 for the year for a doctor and a dentist for everyone, versus roughly $78,840 a year in employer premiums alone for single coverage on a group plan.
| Group health plan (US avg, 2025) | Upsurance membership | |
|---|---|---|
| Employer cost per employee, single | $657/mo | $135/mo doctor + $325/yr dentist |
| Before a visit counts | $2,631 deductible at small firms | $0, visits included |
| Getting in to see the doctor | Weeks for a new patient, 15-minute slot | Same or next day, text the doctor |
| Paperwork | Open enrollment, renewals, claims | One itemized invoice, cancel any month |
Insurance figures: KFF 2025 Employer Health Benefits Survey (single premium $9,325/yr, worker pays $1,440; deductible for firms with 10–199 workers). Upsurance prices are the practice's own rate plus our administration fee at 1–9 employees, as of October 2026.
Pick a max per employee for a doctor and a dentist. The page shows which local practices fit.
They choose their own doctor and dentist from that list. No network cards, no claims.
Itemized per person. You pay what each person actually picked. Start or stop any month.
Yes. Our administration fee steps down at 10, 25, 50 and 100 employees. The practice's own rate stays what it is.
Yes, that's the point. You set a budget; each person picks the practice that works for where they live.
No. You set it up yourself in about eight minutes, or we do it with you on the phone.
No contract with Upsurance. Doctor memberships are month to month.