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Critical Illness Protector
Supplemental coverageNationwide · from $25.54/mo
Critical Illness Protector pays a one-time lump sum of up to $100,000 on first diagnosis of heart disease, stroke, kidney failure, MS or an organ transplant, for $25.54 a month, to spend however you choose. It's portable supplemental coverage, not health insurance, and it pairs with a self-pay doctor as the catastrophic layer.
Self-pay prices
| What you get | Price |
|---|---|
| Monthly Membership One-time lump-sum up to $100,000 on first diagnosis of heart disease, stroke, kidney failure, MS, or organ transplant. Use the money any way you choose. Portable coverage. | $25.54/mo |
Prices are what an individual pays the practice directly. They can change; the date above is the version you're reading. Confirm with the practice before your visit.
About Critical Illness Protector
One-time lump-sum up to $100,000 on first diagnosis of heart disease, stroke, kidney failure, MS, or organ transplant. Use the money any way you choose. Portable coverage.
Contact
Plan documents
📄 Critical Illness Protector — plan PDF →
📄 Combined Insurance — agent flyer →
Enroll through Combined
Mike Greenberg, Combined Insurance (a Chubb company)
(516) 369-7701
michael.greenberg@combined.com
Tell him you found the plan on Upsurance. He quotes the exact premium for your age and coverage level; the price above is an estimate.
Frequently asked questions
How much does Critical Illness Protector cost without insurance?
Critical Illness Protector publishes its self-pay prices. The lowest listed is Monthly Membership at $25.54/mo.
Do I need insurance to use Critical Illness Protector?
No. Every price on this page is what you pay directly, with no insurance, deductible, or claim. If you do have insurance, you can still choose the self-pay rate.
Related
Critical Illness Protector sets its own prices and is responsible for its own care; the prices on this page are its published self-pay rates as of October 20, 2026 and can change. Upsurance is not an insurance company, health plan, or provider.