Upsurance › Providers › Accident & Sickness Protector
Accident & Sickness Protector
Supplemental coverageNationwide · from $26.85/mo
Accident & Sickness Protector is a supplemental policy, not a doctor: for $26.85 a month it pays you cash when you're hospitalized ($165 a day, $1,250 a day in the ICU) or go to the ER ($200 a visit), on top of anything else you have. It's portable, so it stays with you if you change jobs, and it sits well under a direct primary care membership as the "big stuff" layer.
Self-pay prices
| What you get | Price |
|---|---|
| Monthly Membership Cash benefits for hospital stays ($165/day), ICU ($1,250/day), and ER visits ($200/visit). Paid directly to you on top of any other coverage. Portable — keeps with you if you change jobs. | $26.85/mo |
Prices are what an individual pays the practice directly. They can change; the date above is the version you're reading. Confirm with the practice before your visit.
About Accident & Sickness Protector
Cash benefits for hospital stays ($165/day), ICU ($1,250/day), and ER visits ($200/visit). Paid directly to you on top of any other coverage. Portable — keeps with you if you change jobs.
Contact
Plan documents
📄 Accident & Sickness Protector — plan PDF →
📄 Combined Insurance — agent flyer →
Enroll through Combined
Mike Greenberg, Combined Insurance (a Chubb company)
(516) 369-7701
michael.greenberg@combined.com
Tell him you found the plan on Upsurance. He quotes the exact premium for your age and coverage level; the price above is an estimate.
Frequently asked questions
How much does Accident & Sickness Protector cost without insurance?
Accident & Sickness Protector publishes its self-pay prices. The lowest listed is Monthly Membership at $26.85/mo.
Do I need insurance to use Accident & Sickness Protector?
No. Every price on this page is what you pay directly, with no insurance, deductible, or claim. If you do have insurance, you can still choose the self-pay rate.
Related
Accident & Sickness Protector sets its own prices and is responsible for its own care; the prices on this page are its published self-pay rates as of October 20, 2026 and can change. Upsurance is not an insurance company, health plan, or provider.