Mostly part-time staff, thin margins, and a group plan that would cost more than the lease. A membership covers part-timers, costs a fixed amount per person, and you can start with the two or three people who've been with you longest. A direct primary care membership costs $135 a month per person on Long Island and a dental membership $325 a year, with no eligibility rules, so you can cover full-timers, part-timers and 1099s alike. It's the benefit retail stores actually ask about: a doctor they can see today without losing a day's pay.
8 employees × $135/mo for a Long Island doctor membership (Huntington Direct Primary Care, unlimited visits), plus $2,600 once a year for dental at $325 each. That's $15,560 for the year for a doctor and a dentist for everyone, versus roughly $63,072 a year in employer premiums alone for single coverage on a group plan.
| Practice | Town | Employer pays |
|---|---|---|
| AMG Medical Group (Basic) | Midtown Manhattan | $79/mo |
| Huntington Direct Primary Care | Huntington | $135/mo |
| AprilMD | Babylon | $169/mo |
| Safe Harbor Medical | Port Jefferson | $219/mo |
| U Care MD | Midtown Manhattan | $245/mo |
Pick a max per employee for a doctor and a dentist. The page shows which local practices fit.
They choose their own doctor and dentist from that list. No network cards, no claims.
Itemized per person. You pay what each person actually picked. Start or stop any month.
Yes. You invite who you choose. Many owners start with their full-time core and expand once they see it work.
Yes. Memberships are month to month with no hours requirement. Add people for the season and remove them after.
Yes. Unlike group insurance, there are no classification rules on who you can sponsor. Ask your accountant how to book it.
No. It's a membership with a local practice for primary care and dental. Most owners pair it with a catastrophic plan or offer it as the benefit they can afford this year.