Restaurants rarely clear the participation minimums for a group plan, and the staff who'd use it most are part-time. The result is no benefit at all for the people who can least afford a $200 urgent care visit. A direct primary care membership costs $135 a month per person on Long Island and a dental membership $325 a year, with no eligibility rules, so you can cover full-timers, part-timers and 1099s alike. It's the benefit restaurants actually ask about: a doctor they can see today without losing a day's pay.
8 employees × $135/mo for a Long Island doctor membership (Huntington Direct Primary Care, unlimited visits), plus $2,600 once a year for dental at $325 each. That's $15,560 for the year for a doctor and a dentist for everyone, versus roughly $63,072 a year in employer premiums alone for single coverage on a group plan.
| Practice | Town | Employer pays |
|---|---|---|
| AMG Medical Group (Basic) | Midtown Manhattan | $79/mo |
| Huntington Direct Primary Care | Huntington | $135/mo |
| AprilMD | Babylon | $169/mo |
| Safe Harbor Medical | Port Jefferson | $219/mo |
| U Care MD | Midtown Manhattan | $245/mo |
Pick a max per employee for a doctor and a dentist. The page shows which local practices fit.
They choose their own doctor and dentist from that list. No network cards, no claims.
Itemized per person. You pay what each person actually picked. Start or stop any month.
It's month to month, so turnover costs you nothing. And a doctor benefit is one of the few things that keeps a good line cook from leaving for a dollar more an hour.
Yes. Memberships are month to month with no hours requirement. Add people for the season and remove them after.
Yes. Unlike group insurance, there are no classification rules on who you can sponsor. Ask your accountant how to book it.
No. It's a membership with a local practice for primary care and dental. Most owners pair it with a catastrophic plan or offer it as the benefit they can afford this year.