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Direct Primary Care

Thrive Direct Primary Care

Self-pay pricing on Long Island — no insurance required.

$90–$150/mo
DPC · DR. SPATH · 711 TROY SCHENECTADY RD, LATHAM, NY · ALBANY AREA
Adults 18–39$90/mo
Adults 40–64$120/mo
Adults 65+$150/mo (waitlist only)
Adults 18–39+$70/mo
Adults 40–64+$100/mo
Adults 65++$130/mo (waitlist only)
QuarterlySave 5%
AnnualSave 10%
Enrollment fee (one-time)$100/member
Re-enrollment fee$350
Home visit$100/visit
After-hours visit$50/visit
Unlimited in-person or virtual visits✓
Same-day or next-day appointments✓
Direct messaging 8AM–8PM weekdays✓
Preventive & chronic disease care✓
In-office procedures & point-of-care testing✓
No copays, no surprise bills✓
HSA-compatible (2026 IRS guidance)✓
No long-term contractMonth-to-month

About

One of the most affordable DPC options in New York. Age-based pricing starting at $90/mo. Unlimited visits, same-day access, direct messaging, HSA-compatible as of 2026. Worth considering for members in the Albany area or upstate. ~2.5 hours from NYC/LI.

Common questions

How much does Thrive Direct Primary Care cost?

Thrive Direct Primary Care is priced at $90–$150/mo (self-pay). Through Upsurance there are no insurance hoops — you pay the transparent rate directly.

Do I need insurance?

No. Upsurance is built for self-pay care — uninsured, high-deductible, or anyone who wants to skip insurance and pay a clear price.

Where is Thrive Direct Primary Care located?

Latham, NY (Albany area). Join Upsurance free to get connected and start care.

How do I sign up?

Join Upsurance free, select this provider, and tap Begin coverage — we'll connect you directly and send you everything you need to get started.

See all self-pay prices & join free →

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